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Our Blogs

Bankruptcy Law and Debt Restructuring in the UAE explained

Tue Sep 28 2021
Posted by: Sarbavoum Bidhar
Categories: Debt settlement programs, Financial Services, Loan restructuring program

For any mid-corporate or SME in the UAE struggling with debt, things can get pretty challenging. Several questions float in the minds of such companies. For example, when do they become eligible for b...


Tips for a Successful Settlement Plan

Tue Aug 31 2021
Posted by: Sarbavoum Bidhar
Categories: Debt settlement programs, Financial Services, home loan repay, Loan restructuring program, Mortgage Debt Management

People in debt have many questions and doubts about getting freedom from debt. Things get particularly difficult when incomes are affected, as is the case with COVID-19-related job losses or pay cuts....


Dealing with Debt when Current Property Value is lower than Outstanding Debt

Tue Aug 10 2021
Posted by: Sarbavoum Bidhar
Categories: Financial Services, Mortgage Debt Management

While the UAE economy is recovering from COVID-19, it will be a while before the economy reaches pre-COVID levels. According to the Federal Competitiveness and Statistics Centre, the UAE’s economy shr...


Mortgage Loan Defaults: The Impact on AECB Score and Remedial Steps

Tue Jun 29 2021
Posted by: Sarbavoum Bidhar
Categories: Financial Services, Loan restructuring program

COVID-19 has brought unpleasant surprises to many. People who were always diligent with their home loan repayments face the risk of defaulting on their mortgage dues. Affected individuals must deal wi...


Bank filing a Legal Case for Non-Payment of Mortgage Dues: Steps to Deal with It

Wed Jun 23 2021
Posted by: Sarbavoum Bidhar
Categories: Financial Services, Mortgage Debt Management

COVID-19 has put many in an unexpected spot. Many people with otherwise respectable financial records now have to face the uncomfortable reality of missed mortgage payments and legal actions by their ...


What Happens to a Mortgage if a Residence Visa is Cancelled?

Tue Jun 15 2021
Posted by: Sarbavoum Bidhar
Categories: Financial Services, Mortgage Debt Management

According to a study by Oxford Economics, the COVID-19 pandemic is likely to force 10% of UAE’s expat residences to leave the country. While this will be a hard time for everyone, those with a mortgag...


Can you Leave the UAE with an Unpaid Mortgage?

Tue Jun 01 2021
Posted by: Sarbavoum Bidhar
Categories: Financial Services, home loan repay, Mortgage Debt Management

Most people take a mortgage loan with the intent of paying it off fully and taking possession of their property. However, there are scenarios when the repayment of a mortgage loan becomes difficult. F...


Difference Between Fixed and Variable Rate Mortgages

Tue May 25 2021
Posted by: Sarbavoum Bidhar
Categories: Financial Services, home loan repay, Mortgage Debt Management

The past few months have been the best time for those looking to refinance their mortgages. The UAE’s Central Bank has taken a lot of measures to help banks deal with the economic shock from COVID-19....


Unable to pay off your Home Loan? Tips to Renegotiate with the Bank to Lower the Debt Payments

Tue Apr 20 2021
Posted by: Minhaj Mehmood
Categories: Financial Services, home loan repay, Mortgage Debt Management

The impact of COVID-19 on the UAE’s economy is real. According to Oxford Economics’ estimates, UAE can lose 900,000 jobs and see 10% of its residents leave the country. Many of those who are fortunate...


5 Ways to Better Manage Home Loan EMIs

Mon Apr 05 2021
Posted by: Minhaj Mehmood
Categories: Financial Services, home loan repay, Mortgage Debt Management

[vc_row][vc_column][vc_column_text]The year 2020 was financially difficult for a lot of people due to job losses and pay cuts. According to the World Bank, UAE’s economy had contracted by 6.3% in 2020...